oa Leidt kennis tot lenen en lenen tot leren? - Het effect van informatie over lenen op leengedrag en studievoortgang van Nederlandse studenten

Does knowledge lead to loaning and loaning to learning? The effect of information about student loans on loaning behaviour and study progress of Dutch students .

In recent years, the Dutch government has encouraged students to take out loans. The assumptions were that spreading knowledge about attractive credit terms would create a positive attitude about loaning, and as a result stimulate loaning, thereby lowering the need for side jobs and improving study progress. An experiment among Dutch students tested these assumptions. Results show that former loaning behaviour influences knowledge and attitudes about loaning, and not the other way around. Furthermore, loaning does not positively influence study progress, but having a side job does. Policy makers appear to have started from the wrong assumptions.